Loan Programs

Which Mortgage Solutions will fit You?

loan-program

At FOCI Loans LLC, we offer a diverse range of mortgage solutions tailored to meet your unique financial needs. Our team is committed to guiding you through the mortgage process and helping you select the loan program that best fits your financial goals.

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Mortgage Rate Options

Fixed Rate Mortgage

Fixed Rate Mortgage

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during th...

Loan Program Options

Conventional Loans
Conventional Loans

Ideal for borrowers with strong credit, offering competitive interest rates and flexible down payment options.

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FHA Loans
FHA Loans

Government-backed loans with lower down payment requirements, perfect for first-time homebuyers.

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VA Loans
VA Loans

Exclusive loans for veterans, active-duty service members and eligible spouses with no down payment required.

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Jumbo Loans
Jumbo Loans

Specialized financing options for high-value properties that exceed conventional loan limits.

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USDA Loans
USDA Loans

Zero down payment loans designed for moderate to low-income borrowers in eligible rural and suburban areas.

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