Across the country, household mobility is shifting in surprising ways. Data from Realtor.com shows that several major U.S. metros are seeing more homeowners list their properties specifically because they’re preparing to relocate. At FOCI Loans LLC, we follow these trends closely, as they often signal future changes in housing demand, affordability, and buyer preferences.

Cities With the Highest Outbound Movement

The metros showing the strongest outbound listing activity include:

• Kansas City, Missouri

• San Antonio, Texas

• Indianapolis, Indiana

In these cities, roughly 45 out of every 1,000 home listings are tied to residents who plan to move out of the area. This indicates a significant shift in how households are evaluating lifestyle, cost of living, and long-term financial goals.

Real-estate professionals in these markets report that many homeowners choosing to sell are retirees seeking warmer climates, lower expenses, or a slower pace of life. Others are younger families reassessing post-pandemic priorities, including space, community, and affordability.

A Notable Shift in Texas Markets

Texas has historically been one of the strongest inbound-migration states. However, this new report reflects a cooling trend, with four Texas cities landing in the top outbound-listing markets:

• San Antonio

• Dallas

• Austin

• Houston

Over the past few years, Texas attracted large numbers of newcomers looking for affordability and more room to grow. This demand fueled rapid homebuilding and rising home prices. Today, slower growth, higher costs, and ongoing climate concerns have encouraged some residents to reconsider their long-term plans.

Why These Trends Matter

Understanding migration patterns is crucial for buyers, sellers, and real-estate professionals. Shifts in population flows often influence:

• Local home-price stability

• Inventory levels

• Interest in new construction

• Borrower affordability

• Regional lending activity

At FOCI Loans LLC, we monitor these developments to help our clients prepare for changing market conditions. Whether you’re planning to buy, sell, or refinance in Texas or Florida, our team is committed to helping you navigate these evolving trends with clear guidance and a customer-first approach.

Looking Ahead

As Americans continue to reassess financial priorities, career flexibility, and lifestyle preferences, we expect mobility patterns to keep evolving. Markets experiencing outbound movement today may rebalance as affordability improves or local economies shift.

If you’re considering a move — whether within Texas, to another state, or back into one of these major metros — the FOCI Loans team is here to support your home-financing goals with transparency and service aligned with RESPA and TRID requirements.