Buy a new home

Buy a new home

Find your dream home with our comprehensive buying services. We'll guide you through the entire process from search to closing.

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Refinance

Refinance

Lower your monthly payments or get cash from your home equity with our refinancing options tailored to your financial goals.

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Take Cash Out

Take Cash Out

Get expert advice on mortgage options, rates, and terms. Our specialists will help you find the best solution for your needs.

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MAKING YOUR DREAM COME TRUE IS OUR MISSION

At Foci Loans, we’re all about making the home financing process as smooth and stress-free as possible—while having a little fun along the way! Our team is hand-picked for their expertise, professionalism, and genuine care for others. We follow “The Foci Way,” offering friendly, personalized guidance that puts your needs first. With hundreds of five-star reviews, you can count on us to help you find the perfect home loan with a smile!

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Mortgage Process Milestone

1. SECURE A PREAPPROVAL

1. SECURE A PREAPPROVAL

Secure a preapproval

2. APPLY FOR A LOAN

2. APPLY FOR A LOAN

Apply for a loan

3. MORTGAGE PROCESSING

3. MORTGAGE PROCESSING

Mortgage processing

4. UNDERWRITING

4. UNDERWRITING

Underwring

5. CLEAR TO CLOSE

5. CLEAR TO CLOSE

Clear to close

6. CLOSING

6. CLOSING

Closing

About us

Foci Loans Team

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

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Smooth Closing & Satisfied Clients

Working with Foci Loans was an absolute pleasure! They guided me through every step of the mortgage process, and I was able to close on my dream home in record time. Their expertise and personalized approach truly made all the difference.

Sarah Johnson

I was initially overwhelmed by the refinancing process, but the team at Foci Loans made it incredibly simple. They found me a much better rate than I expected and handled all the paperwork efficiently. I'm saving hundreds each month thanks to them!

Michael Rodriguez

As veterans, we were looking for a company that understood VA loans inside and out. Foci Loans exceeded our expectations with their knowledge and commitment to our family. We've recommended them to all our friends in the military.

David & Emily Thompson

4.9

Based on 256 reviews

5 Stars
85%
4 Stars
12%
3 Stars
2%
2 Stars
1%
1 Star
0%